Your Savings and Down Payment Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next thing you should do – […]
Items You Need When Applying For a Loan Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getting answers quickly […]
Documenting Your Assets – Verifying Your Down Payment When buying a home, it is not enough to just come up with the money. With the exception of no asset verification loans, lenders want to verify where the money for your new home will be coming from. If you can document that the funds are coming […]
Adjustable Rate Mortgages – The Basics An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed rate mortgage, which always has the same interest rate. Every ARM has basic components: An index A margin Adjustment Period An interest rate cap An initial interest rate The Index […]
Barbara Jagolinzer is an agent for Williams & Stuart Real Estate. She has been active in real estate since 1985 and has a knowledge of the market that you can depend upon. She is interested in serving each client’s best interest, and does so with honesty, intergrity, and a straight forward approach. Detail oriented and a great problem solver, Barbara will respond to your concerns and interests while honoring your confidentiality and respecting your privacy...